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Business Builders - What's New!

Below is a listing of the latest content added to the website for our MEMBERS-ONLY!

[If you're not already a DIVA MEMBER...you're missing out!  Visit this page for a break-down of all that's available to our DIVA members!]

If you would like to view topic-specific content, please select a category from the left-side menu!

Share this free report, How to Settle Collections & Request They Be Deleted, with your clients!

Let's face it - charge off's negatively affect your client's credit score - so what can they do about it?

And just because the credit report says "charge off", does not mean it's forgiven.

So what can your clients do about it?!

[This report is part of a 45-minute class for members - Common Mistakes to Look for When Reviewing Your Client's Credit Report.]

These articles have been ghost-written for you to help you keep in touch with past clients. Oh, and don’t forget family, friends, and people that you know who belong to the same groups as you do.

Cut and paste. Send as an email every couple of weeks. Use as a blog or a video script. Or send a written (yes, on real paper!) newsletter in the mail.

  • Comparing Short Sales vs. Foreclosures When Buying a Home
  • Foods You Can Use Past Their Expiration Date
  • 7 Easy Ways to Save Money This Year
  • Just for Fun: Rearranging the Letters

Written By: James Hogle, Executive Director, www.USCCRA.com. If you would like a free credit review, email us at This email address is being protected from spambots. You need JavaScript enabled to view it. .


In the mortgage market we call them reason codes. FICO® actually calls them Score Factors. So what do they mean?

There are 20 reason codes that can show up on a credit report. A mortgage credit report will usually list four. Here are the 20 Reason Codes (Score Factor) that can show up on a mortgage credit report.

Included in this article is a download called Credit Scoring: Top 20 Reason Codes And How They Affect The FICO Score.

This flyer lists all the reason codes so you can give to your clients (and real estate agents) to help them add a few extra points to their credit scores, too.

These articles have been ghost-written for you to help you keep in touch with past clients. Oh, and don’t forget family, friends, and people that you know who belong to the same groups as you do.

Cut and paste. Send as an email every couple of weeks. Use as a blog or a video script. Or send a written (yes, on real paper!) newsletter in the mail.

  • Must-Have Tools for Your Home Emergency Kit
  • Why Landscaping Adds Value to Your Home
  • The Different Levels of Homeowner’s Insurance: What You Need to Know
  • 10 Easy, Household Fixes that Don't Cost a Lot of Money

These articles have been ghost-written for you to help you keep in touch with past clients. Oh, and don’t forget family, friends, and people that you know who belong to the same groups as you do.

Cut and paste. Send as an email every couple of weeks. Use as a blog or a video script. Or send a written (yes, on real paper!) newsletter in the mail.

  • All Credit Scores are Not the Same
  • Should You Buy Car Rental Insurance?
  • Should a Home Seller Pay for Buyer's Closing Costs?
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